private health insurance cover

†It offers some work or medical plan for their employees health insurance holders.
It is usually health insurance costs are deducted from your pension, and may be less expensive than those for individual family plan.

Private health insurance that covers all or part of the costs, such as:
Prescription drugs
Eye exam, glasses and contact lenses
Dental services
Medical travel costs (travel for medical services)
Ambulance services
A private room in the hospital

And other health services, such as massages, physical therapy, disease processor manually, specialist acupuncture treatment, etc.
Private health insurance cost depends on the following:
Your age
Your health
Number of family members, age, and state of health,
Services that you choose to include in your health insurance policy.

You must sometimes pay for medical services and access to the owner after sending the account to the insurer, and sometimes send the bill directly to the company.

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German health insurance system properties

German health insurance organization is characterized by a dual system, which is either a government health insurance system (GKV) or private health insurance (PKV). While the public health insurance system is characterized as available for almost all applicants, the private health insurance system is subject to certain conditions.

Where it can be for the citizens of the European Union and citizens of countries that have concluded with the Federal Republic of Germany, the Convention on Social Security to remain under the insurance in effect on them at home. However there could be significant differences between insurance services in some countries about Germany, which makes the question of payment in exchange for additional financial  do inevitable.

Government health insurance system) depends (GKV on the principle of solidarity, where that all insured pay equal amounts of money in the ratio. The amount of money at the present time, 15.5 per cent of net income, defined as the actual amounts: where are deductible proportion of the amount of unpaid work and turn it into the treasury the insurance company, and is calculated by the amount of money that reaches up to the so-called profits. And it gets all of the government-insured medical services, which have around a specific public officially. Moreover, there is a special government insurance system possibility is the possibility of free health insurance for children and the husband / wife in the family insurance framework.

It considers membership in the private health insurance is available to all persons, including persons who are not subject to government health insurance mandatory

According to the income, according to the health status and life insurance and tariffs paid by the insured, where the fall advantages obtained by each insured, in particular, is determined the amounts paid in the private health insurance.

Rarely are subject to a list of private health insurance services to government rules, and are often of a wider range of government counterpart. And can addition to direct services provided exclusively for twins insured. The insured pay the amount of money in advance because of the cost of examination, then the insurance company to pay these sums after submitting his account to it (the principle of reimbursement).

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The health system in America

Talk about the health system in the United States and the influential role of the insurance companies and the project of President Obama

First, the health services in the United States is one of the unique and advanced services .. But the American health system is much more complex and ambiguous world's health systems, where the system is based on market forces, it pays more gets a higher and better health benefits ... there is a big difference between the level of services health and between the regime, when talking about the system that we mean: comprehensiveness, efficiency and fairness of the system, universal coverage for all segments of society.

Second: The US health system is composed of a government health insurance is to cover the costs by 46% from the government for systematically the "Medi care " through the system (for the elderly), and "Medicaid" (for the poor), as well as private health insurance in exchange for various insurance subscriptions between the worker and the employer.

3. global indicators suggest that the United States of the world's most spent on health services, where Americans spend 17% of their GDP on medical expenses at $ 7,290 per person per year.

However, another poll conducted by Harris Corporation showed that 80% of Americans believe that health services system in the country needs a comprehensive change.

There is no comprehensive health insurance system covers all the population in the United States, and the number of people who do not have health insurance, 15.4% of the total citizens, or about 46.4 million people.

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What is Obama care

Because of the Capitalism experienced by the American society, and its cons make the human machine works to provide a living, and every American citizen is working on the unit in a society dominated by pure capitalism, came Obama care  decision shocking some particular thing for Republicans over Democrats,

It was this mechanism launched in 2010, was approved by the Supreme government in the United States in 2012, one of the most prominent achievements of the President of the United States, Barack Obama, was the first of its decisions upon receipt of the American presidency and the name of absolute universally is Obama care The analysis named it " health care and protection of all patients at affordable prices. "

The objectives of this law
Requiring health insurance to the majority of American citizens, and so affordable, low-cost, particularly for those who do not have any covered health insurance from any company or any work for them, or even insurance companies.

It is also aims to work to prevent any company from the insurance companies to refuse to those people who suffer from past or known medical illnesses, and also prevent them from rejection of the work of health coverage for children who suffer from serious health problems.

Cancel the competition on health; health is not in the process of competition it is one of the arguments of the Republicans, who was one of the protests that health is a commodity like any other commodity and should enter the market, supply and demand developed, and reject the US president of the US economy turns from capitalist to socialist.

If what we understand to comprehensive health care insurance for every American citizen or an American citizen, is a system that won the US Democratic Party support, and won the US Republican Party refused, and who until this moment there is tension in the know over the period, which will remain on the system without cancellation and rejection finally, as for the procedures have been implemented in October 2013

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